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America Needs Buddy for President in 2012!

  Who are you going to vote for in 2012?  Here’s how it breaks down…   If you’re an Obama supporter, which means you’re going to vote for Obama even though you don’t really want to.  But, you’ll...

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Why I Didn’t Want to Watch the Presidential Debate Last Night

  Last night was another presidential debate.  And I didn’t want to watch.   Maybe it’s an exaggeration, but I don’t give a rat’s petute about Syria at the moment.  And besides that, I’m confident...

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My Experience with Bank of America, Martin Andelman and Getting My Loan Modified

My name is Chuck Bothe and I live in Scottsdale, Arizona.   I am a Licensed Psychologist and an executive coach. What follows is my story of how going through the foreclosure crisis proved one of the...

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An Invitation to All California Homeowners That Need Help with Bank of...

There are two upcoming events for California homeowners seeking assistance with their Bank of America mortgages and if that’s you, I really think you should plan on coming to the meeting location...

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Need Answers from Bank of America About Your Mortgage? Then I Think You...

There should be no question about it… the loan modification process at Bank of America today is MUCH better than at any time in the past… much better.  I know this to be true because I’ve followed...

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A Winning Team: Meet the Lawyers for Mr. Thomas Glaski… A Mandelman Matters...

It’s only been a couple of weeks since the California Court of Appeal first issued and soon after published the court’s opinion in the case brought by Mr. Thomas Glaski, and already there is no...

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The One Number You’re Forced to Care About… Your FICO Score

There’s no question about it… the whole credit industry is a real racket.  They’ve got us over a barrel or under their thumb, pick the cliché you like, but there’s just no way out… we simply have to...

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Realtors & Mortgage Brokers: Toughest Year for Housing Markets Since 2010 Ahead

    Our housing markets are now heading directly into the perfect storm and those in the real estate and mortgage industries would be well advised to get prepared for the downturn now.  I dislike...

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GUEST POST: Don’t Be Concerned Martin Is Dead Wrong, by Michael Pines

  So, this morning I posted an article about the Glaski decision, which I first wrote about just after it became a “published decision” last August.  In my article this morning I wrote about the Glaski...

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Thanksgiving Day Memories and What I Want for the Holidays this Year

  What a wonderful day, Thanksgiving Day has always been.  It arrives each year, right in the middle of the week, the stores are, or at least were, closed and for most people, it’s followed by three...

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CNBC’s Diana Olick Has It Right, Says Housing Markets Headed for Trouble

    CNBC’s Diana Olick says the downturn in home sales is worse than expected.  I’m guessing she means worse than she and the cheerleading squad at CNBC expected, I’m not really sure… but it can’t be...

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NOW YOU CAN KNOW… How Much Your Investor is Losing by Foreclosing on Your Home.

    What if you could know the answer to that question?  Well, if your loan is in a securitized REMIC trust… FOR THE FIRST TIME… you can… read on. You couldn’t keep up on your mortgage payments.  Maybe...

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Credit Suisse Tells Bloomberg: “Mortgage Principal Cuts Don’t Help Homeowners?”

    Believe it or not, I’m not an easy person to shock or offend.  No one that knows me would ever say that I possess delicate sensibilities, or anything close.  For example, the only thing I found at...

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Discussing Foreclosure Crisis Solutions with Impac Mortgage CEO Joe Tomkinson

  Joe Tomkinson is the Chairman, CEO and co-founder of Impac Mortgage (NYSE MKT), the mortgage bank that tried to do it the right way for homeowners, bondholders and shareholders… didn’t take a nickel...

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You’ve got to give it up for the Spaniards… unless they’re bankers.

  Camping in Zuccotti Park?  Bank Transfer Day?  Occupy protesting evictions… singing in courtrooms to disrupt trustee sales… lawsuits heaped upon lawsuits… yawn.   What has happened to us?  We used...

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What’s the difference between Spain and the USA? Empatía y sentido común. Sí,...

  This past week BBC News reported that a woman in northern Spain, Amaia Egana, 53,  a former politician jumped to her death from her fourth floor apartment… just as officials were arriving to evict...

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America Needs Buddy for President in 2012!

  Who are you going to vote for in 2012?  Here’s how it breaks down…   If you’re an Obama supporter, which means you’re going to vote for Obama even though you don’t really want to.  But, you’ll...

View Article


Image may be NSFW.
Clik here to view.

Why I Didn’t Want to Watch the Presidential Debate Last Night

  Last night was another presidential debate.  And I didn’t want to watch.   Maybe it’s an exaggeration, but I don’t give a rat’s petute about Syria at the moment.  And besides that, I’m confident...

View Article

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Clik here to view.

Former SIGTARP Neil Barofsky – The Last Honest Man in Washington – A...

HERE HE IS! He could very well be the last honest man in Washington, but he’s certainly one of the last.  Former Special Inspector General for TARP, Neil Barofsky, is flat out my hero.  In his role at...

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What’s the difference between Spain and the USA? Empatía y sentido común. Sí,...

  This past week BBC News reported that a woman in northern Spain, Amaia Egana, 53,  a former politician jumped to her death from her fourth floor apartment… just as officials were arriving to evict...

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